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Users paste a one-time setup token. On save it's claimed and the access URL it returns is stored; credentials go in a header, never the URL, so errors don't leak them. - Providers can validate or transform their settings (clean_settings), run by the service form once every other field is valid, so a token isn't spent on a form that fails anyway. - Providers can declare a minimum sync interval. SimpleFIN Bridge disables tokens that go much past ~24 requests a day, so it's 6 hours. - Tokens and access URLs are user input pointing the server at a host: only SimpleFIN Bridge is allowed unless SIMPLEFIN_ALLOWED_HOSTS says otherwise. Checked again on every request, for restored settings. - Transactions are fetched per account in 90-day windows, Bridge's limit per request. Pending ones are skipped.