feat: create user settings on localization middleware

app/apps/users/utils/user_settings.py

@@ -0,0 +1,16 @@
+from django.contrib.auth import get_user_model
+from apps.users.models import UserSettings
+
+
+User = get_user_model()
+
+
+def ensure_user_settings(user):
+    """
+    Check if the given user has a UserSettings model.
+    If not, create one.
+    """
+    if not hasattr(user, "settings"):
+        UserSettings.objects.create(user=user)
+
+    return user.settings